Underwriter job description: template and real figures
An underwriter decides whether to insure a person or business, or lend to them, and at what price. A template for hiring an underwriter, with what employers in today’s 109 open postings for this work ask for and offer. Copy it, fill in the brackets, then post the job free.
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- Open postings today
- 109
- Experience asked, median
- 4 years
- Postings that state pay
- 44%
- Median advertised pay
- $114K
- Open to remote work
- 23%
Underwriter [Company] · [City, or Remote and the countries it is open to] · [Full-time] About us [Two sentences: what the company does, for whom, and one number that shows where it is now.] About the role Our Underwriter decides whether to insure a person or business, or lend to them, and at what price. You will report to [manager’s title] and work with [team]. What you will do - [The most important result of the first year, with a number] - [One more duty that is specific to this job] What we are looking for - [4]+ years of experience as an underwriter - Experience with SQL - [One or two must-haves that are specific to this job] Pay and benefits - Pay range: $[lowest] – $[highest] a year, [plus equity or bonus if any] - Equity - Parental leave - Home office stipend - [Paid time off, health cover and the rest of your benefits] How to apply [What to send, the interview steps and how long they take. Name the date you will reply by.]
What today’s underwriter postings say
| Experience asked | Median 4 years; the middle half ask 3–5 years (76 postings name a number) |
|---|---|
| Pay advertised | $100K – $182K for the middle half; median $114K (42 postings with a yearly US-dollar range) |
| Skills named most | SQL (9%) |
| Benefits named most | Equity (16%), Parental leave (15%), Home office stipend (8%) |
| Most common level | Senior (27% of postings) |
| Titles employers use | Underwriter, Underwriting Analyst, Assistant Underwriter, Residential Mortgage Loan Underwriter (Contract), Cyber Underwriter (Wholesale), Senior Cyber Underwriter (Wholesale) |
Counted from the 109 open postings for this work on Nov 15, 2026, read from employers’ own careers pages. Recounted on every update.
Questions about hiring an underwriter
- What should an underwriter job description include?
- What the person will achieve in the first year, the duties, the must-have experience, the pay range and how the hiring steps work. For this work, today’s postings name SQL most often.
- Should an underwriter job posting show the salary?
- Yes, if you can: 44% of today’s 109 open underwriter postings here do. A range filters out people who would turn the offer down, and several US states and EU countries now require it.
- How many years of experience should I ask for?
- The median in today’s underwriter postings is 4 years. Ask for what the work needs: every extra year you require shrinks the pool of applicants.
- What does an underwriter do?
- An underwriter decides whether to insure a person or business, or lend to them, and at what price. Postings for this work name SQL most often.
- Is an underwriter an IT job?
- It sits in accounting and finance on Jobs Every Hour. Not in the narrow sense: it is its own field, though most postings here are at technology companies.
- Can I become an underwriter with no experience?
- 3 of today’s 109 postings (3%) are junior roles or internships, and the median posting asks for 4 years. The steps, with today’s figures, are on the how-to-become page for this work.
- Can I learn underwriter work in three months?
- Enough to start on the skills postings name first (SQL), and to build one or two projects to show; most employers still ask for a result you have delivered, so a first junior role or internship is the usual next step.
Everything about underwriter work
See also: 109 open underwriter jobs · underwriter pay · how to hire an underwriter · all job description templates