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Lending and mortgage cover letter example: results first

A cover letter for lending and mortgage jobs that leads with what you achieved, not with what you were responsible for. Copy it, replace the parts in [brackets] and use the words of the posting you answer.

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Dear Hiring Manager,

I am applying for the Credit Analyst position at [Company]. I have [number] years of experience as a lending and mortgage, most recently at [Current company], where my focus is credit assessment, loan structuring, portfolio monitoring, regulation.

Two results from that work:
- Assessed about 50 loan applications a month; defaults on loans I approved were 1.1% against 2.4% for the portfolio
- Cut the decision time on a small business loan from 6 days to 1

[One or two sentences on why this company: a product you use, a goal from the posting, a problem you can help with.] I would bring the same focus on measurable results to your team.

I would welcome the chance to talk about how I can help. Thank you for your time.

Sincerely,
[Your name]

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Questions about a lending and mortgage cover letter

What should a lending and mortgage cover letter include?
Three things: the role you are applying for, one or two results from your lending and mortgage work with numbers, and one specific reason you want this company. Name the skills the posting names; for this work the most frequent today are SQL, Excel.
Do lending and mortgage jobs ask for a cover letter?
Many postings make it optional. A short letter still helps when the application form has a place for it.
How long should a lending and mortgage cover letter be?
Three short paragraphs, under 250 words: a screen without scrolling. Recruiters read the first lines and the results; everything else is skipped.

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